1st Class Credit Union

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Formed in 1992, 1st Class Credit Union is a not-for-profit financial organisation, owned and operated by over 10,000 members. Our mission is to prioritise your financial well-being with competitive loan rates, rewarding savings accounts, and an annual dividend when surplus allows.

As a member, you can save with confidence, knowing your money is protected by the Financial Services Compensation Scheme. Plus, you’ll unlock exclusive perks through our 1st Class Discount Club, with savings on health and fitness, home and car essentials, food and drink, fashion, tech, and entertainment—including top brands like Apple, David Lloyd Clubs, Virgin Experience Days, Peloton, and more!

Located in Rutherglen, our dedicated team is here to support PFAS members—whether you’re building your savings or seeking financial assistance. We understand the financial challenges everyone faces, including footballers. That’s why we champion small, steady saving habits to create a solid financial safety net for your future.

Explore our savings accounts, loans and Discount Club in the Members Area here.